How it works.

We start by rolling over your old 401(k)s into a new PensionBee Individual Retirement Account (IRA). You can then easily manage your new investment account on your computer or phone.

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Sign up online in a few minutes

We’ll need some basic details about your old 401(k)s and your Social Security number. Then, you can select from our range of investment portfolios to find the savings plan that’s right for you or simply choose our Target Date Portfolio, which automatically focuses on growing your retirement savings while you’re younger and reducing your risk when you’re older.

Learn more about our investments
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Leave the hard work to us

We’ll contact your existing providers to move your old 401(k)s into your new PensionBee Individual Retirement Account (IRA). Rolling over 401(k)s can take a few months, but we’ll keep you updated and let you know if we need anything along the way.

Start rolling over old 401(k)s and IRAs in minutes

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Manage your new account online

As soon as your 401(k)s are rolled over and invested into your new Individual Retirement Account (IRA), you’ll be able to view your balance and track the performance of your investments easily. You’ll be able to learn more about your Individual Retirement Account (IRA) and plan more effectively for the future.

Pay just one simple annual fee

With PensionBee you’ll pay one simple, annual management fee of 0.85% of your account balance. Your fee is calculated on the last calendar day of each month and automatically deducted from your account. This fee includes the PensionBee service, product and support, as well as the cost of any investment portfolio you choose.

If you close your PensionBee account a $50 administration fee will apply.

Learn more about the model portfolios

Your account is protected, every step of the way

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Experienced money managers

The ETFs in your plan are managed by one of the largest money managers in the world, State Street Global Advisors.

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Bank-grade encryption

We protect your data with the strongest, most up-to-date technology and processes. All of your information is encrypted using 128-bit Transport Layer Security (TLS) and our security is tested annually by independent experts.

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Permission-only data sharing

We look after your personal information to protect you online. Our systems and processes are set up to adhere to the US’s latest information security requirements.

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Secure identity checks

We meticulously vet the identity of all employees and customers to reduce the risk of identity fraud, or any other unauthorized access to your information or account.

Be Retirement Confident.

Roll over all your old 401(k)s into a PensionBee Individual Retirement Account (IRA). It takes just a few minutes to sign up.

Get started
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