How it works | PensionBee (US)

We’ll need some basic details about your old 401(k)s and your Social Security number. Then, you can select from our range of investment portfolios to find the savings plan that’s right for you or simply choose our Target Date Portfolio, which automatically focuses on growing your retirement savings while you’re younger and reducing your risk when you’re older.

Learn more about our investments

Manage your new account online

As soon as your 401(k)s are rolled over and invested into your new Individual Retirement Account (IRA), you’ll be able to view your balance and track the performance of your investments easily. You’ll be able to learn more about your Individual Retirement Account (IRA) and plan more effectively for the future.

Pay just one simple annual fee

With PensionBee you’ll pay one simple, annual management fee of 0.85% of your account balance. Your fee is calculated on the last calendar day of each month and automatically deducted from your account. This fee includes the PensionBee service, product and support, as well as the cost of any investment portfolio you choose.
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If you close your PensionBee account a $50 administration fee will apply.

Learn more about the model portfolios

Your account is protected, every step of the way

Experienced money managers

The ETFs in your plan are managed by one of the largest money managers in the world, State Street Global Advisors.

Bank-grade encryption

We protect your data with the strongest, most up-to-date technology and processes. All of your information is encrypted using 128-bit Transport Layer Security (TLS) and our security is tested annually by independent experts.

Permission-only data sharing

We look after your personal information to protect you online. Our systems and processes are set up to adhere to the US’s latest information security requirements.

Secure identity checks

We meticulously vet the identity of all employees and customers to reduce the risk of identity fraud, or any other unauthorized access to your information or account.

Copyright 2024. PensionBee Inc. (Delaware Registration Number SR20241105406) is located on 85 Broad Street, New York, Ny 10004. PensionBee Inc. is registered with the SEC as an investment adviser (CRD # 331741/SEC#: 801-130697). A copy of PensionBee Inc.'s Brochure, containing our written disclosure statement discussing our business operations, services, and fees, is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from us here. PensionBee Inc. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to PensionBee Inc.’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
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Information presented does not intend to make an offer or solicitation for the sale or purchase of any specific securities or investments. Past performance is not indicative of future performance. Investments involve risk and are not guaranteed. This website and information are not intended to provide tax or legal advice.

State Street Global Advisors is not involved in the management of the strategies and accounts offered to you by PensionBee. State Street Global Advisors and its affiliates are not your investment adviser and are not a fiduciary with respect to you or your account. PensionBee is independent of State Street Global Advisors. State Street Global Advisors is not recommending or endorsing PensionBee or making a determination of the suitability or appropriateness for any individual products or investment strategies offered by PensionBee, including those described herein. Standard & Poor's®, S&P® and SPDR® are registered trademarks of Standard and Poor’s Financial Services LLC(S&P); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones); and these trademarks have been licensed for use by S&P Dow Jones Indices LLC (SPDJI) and sublicensed for certain purposes by State Street Corporation. State Street Corporation’s financial products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones or S&P, their respective affiliates and third party licensors and none of such parties make any representations regarding the advisability of investing in such product(s) nor do they have any liability in relation thereto, including for any errors, omissions or interruptions or any index.

The SPDR® S&P500 ETF®, SPDR® S&P MIDCAP 400® ETF, SPDR® Dow Jones Industrial Average ETF are exchange traded funds with the investment objective to correspond to the price and yield performance of the S&P 500® Index, S&P®MidCap 400®IndexTM and Dow Jones Industrial AverageSM. The shares of the SPDR® S&P 500® ETF, S&P MIDCAP 400® ETF, SPDR® Dow Jones® Industrial Average ETF represent individual ownership interest in the Trust’s portfolio.

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How it works.

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