The following is a transcript of a bonus podcast episode of The Pension Confident Podcast. Listen to the episode or scroll on to read the conversation.
PHILIPPA: Happy New Year from all of us at The Pension Confident Podcast. We’re excited to be back. And if you’re new to the podcast, welcome. Managing your money can feel like a real challenge, especially right now. And we’re here to help.
Every month, with expert guests, we dig into those money and pension questions that can feel so complicated. We just lay out the answers in simple, jargon-free language we can all understand.
There’ll be bonus content throughout the year, too, to keep you up to speed on everything from stock market trends to Downing Street decisions. And we’ll be hearing from savers just like you.
AMANDA: I was a single parent, and every penny mattered back then in order to survive. I’ve really only started saving for retirement in my 40s, which was far too late.
TONY: I work as a handyman, mostly to keep me active and engaged in work, but to also top up the pension money being paid to me monthly.
SANNA: That was actually the deciding factor in me switching my pension to PensionBee because it’s Shariah-compliant. It complies with my faith and my values.
MYRA: I’ve had what I guess gets called a portfolio career, and I’ve generally only saved from one part-time job at a time.
PHILIPPA: Join me, Philippa Lamb, for The Pension Confident Podcast. We’ll have practical tips on how to bounce back from redundancy coming out on 25 January. Listen on any podcast app, YouTube, or the PensionBee app. Remember, subscribe so you never miss an episode.
Risk warning
As always with investments, your capital is at risk. The value of your investment can go down as well as up, and you may get back less than you invest. This information should not be regarded as financial advice.
Period | Market Event | FTSE World TR GBP (%) | 4Plus Plan (%) |
|---|---|---|---|
4Plus Plan’s inception – 6 Sept 2013 | QE Tapering, China Interbank Crisis and its aftermath | -5.44 | -2.41 |
3 Oct 2014 – 15 May 2015 | Oil price drop, Eurozone deflation fears & Greek election outcome | -5.87 | -1.77 |
7 Jan 2016 – 14 Mar 2016 | China’s currency policy turmoil, collapse in oil prices and weak US activity | -7.26 | -1.54 |
15 June 2016 – 30 June 2016 | BREXIT referendum | -2.05 | -1.07 |
