Property, pensions and the Personal Allowance: what Healey’s Budget could mean for your money

MoneySuperMarket has put together a guide to the various ways grandparents can pass on money to their grandchildren without triggering a hefty tax bill

The recent Carer’s Allowance scandal has put the financial pressures facing unpaid carers under the spotlight, but an even bigger cost can come later, with multiple periods of unpaid care potentially leaving people £30,000 worse off in retirement.

New research from PensionBee reveals that for most UK adults, owning a home outright is considered more important than preserving their pension and is worth sacrificing retirement years to achieve.

Millions of savers could soon be reunited with lost and forgotten pension pots, as the UK's pensions dashboards project reaches a major milestone next month.

Savers are clear about what they want from John Healey's first Autumn Budget on 28 October, a new PensionBee survey reveals, with increasing the annual pension allowance, scrapping the planned inheritance tax changes to pensions, and unfreezing the personal allowance topping the list.

Millions of UK pensioners are on course for a potentially inflation-beating increase in their State Pension next April, however the rise will also push the full new State Pension above the frozen income tax Personal Allowance – putting the interaction between the Triple Lock and the tax system firmly in focus ahead of the Autumn Budget.

11% of Gen X say they can't picture their retirement at all, more than double the rate of any other generation

PensionBee has transformed the way savers take money from their pensions with the launch of its Automatic withdrawals feature.

As students head back to school, college and university this month, PensionBee urges families to track down £1.5bn in forgotten Child Trust Funds and highlights how starting early could help your child build a substantial pension for the future.

New PensionBee research finds most pension savers prioritise investment performance over investment location, preferring their money to be invested wherever it is most likely to deliver strong returns.

Britons are surprisingly optimistic about the retirement they want, but far less confident about their ability to pay for it, new research from PensionBee reveals.

PensionBee has today launched the second instalment of "Born to Retire", its latest brand campaign which is running across connected TV, radio, out-of-home and digital channels.

As the final bank holiday of the summer approaches, PensionBee looks at the growing appeal of taking a gap year later in life and the financial checks to make before packing your bags.

With a little over two months to go until Chancellor John Healey's first Budget on Wednesday 28 October and a persistent fiscal imbalance, PensionBee has looked at the parliamentary voting records of five people who will shape it.

Thousands of young people across England, Wales and Northern Ireland will receive their A-level results on Thursday, facing a bigger choice than simply which university to attend. Rising costs, tougher graduate job prospects, competition for apprenticeships and AI are reshaping the routes into working life.

Retirement adequacy is no longer just about how much you’ve saved but is increasingly shaped by family obligations, silver separations and caring responsibilities. According to a major new report by the Pensions Policy Institute for the Association of British Insurers, titled Pensions Adequacy: Housing, Households and Auto-Enrolment, changing family dynamics are creating new pressures that could leave more people falling short in retirement.

Having joined the Saracens family as Official Pension Partner ahead of the 2025/26 campaign, PensionBee will now take its place on the front of the Men's and Women's match shirts from the 2026/27 season, alongside expanded branding across training wear, coaches' kit, matchday bibs, and match shorts.

Families of disabled children understandably focus on immediate care and support needs, but early financial planning can also play an important role in securing their child's long-term financial future.

An additional 600,000 employees were saving into a workplace pension in 2025, according to the latest Office for National Statistics pension participation trends data published today.

New data from PensionBee shows that the overwhelming majority of self-employed pension savers are contributing to their retirement sporadically - with 87% making fewer than six one-off payments in a year, less than one every two months on average.

With Andy Burnham now in office as Prime Minister and confirmation that Torsten Bell will remain as Pensions Minister, pension savers and the industry are waiting to see whether former commitments survive the harsh reality of governing. PensionBee, a leading retirement savings provider, has set out five questions it believes the new leader must address in his first months in Downing Street.

PensionBee has welcomed the Government’s proposed changes to the pension transfer regulations as a positive step forward, and urged it to proceed swiftly to reduce unnecessary friction and frustrating delays for savers trying to move their retirement savings.

Inheritance tax (IHT) receipts have reached their highest monthly level on record, according to the latest HMRC figures, with the Treasury collecting £2.3 billion between April and June 2026 - £96 million more than during the same period last year. The figures underline the growing number of families being drawn into the inheritance tax net as the UK enters a new political era under Prime Minister Andy Burnham.

As the UK prepares to welcome its second Prime Minister within a single Parliament, one commitment has survived the upheaval largely unchallenged: the state pension Triple Lock.

PensionBee has submitted formal evidence to the Second Pensions Commission's call for views, warning that disabled people, unpaid carers and those in non-traditional work are facing a growing and overlapping retirement savings crisis that current policy proposals risk failing to address.

The UK’s pensions system was designed for a Britain that no longer exists, according to a major new report commissioned by the ABI and produced by the Pensions Policy Institute (PPI).

With Andy Burnham widely expected to enter Downing Street on 20 July and unveil his first Cabinet only once in office, favouring what has been described as a “one and done” approach to appointments, speculation continues over who will take on some of the most powerful jobs in government.

Just 5% of the UK’s growing cohort of side hustlers save any of their earnings into a pension

Pension savers are seeking greater transparency from major technology companies following recent shareholder votes at the Annual General Meetings (‘AGMs’) of Meta and Alphabet on resolutions linked to the growing energy demands of AI and data centres.

A year ago, PensionBee launched its Invisible Workers campaign.Twelve months on, the Pensions Commission has now confirmed what the campaign has been saying all along.

New research from Pensions UK has laid bare the scale of the UK’s retirement savings crisis, with updated Retirement Living Standards showing that only 9% of the working population are on track for a comfortable retirement and just 23% are on track to reach a moderate standard of living.

Data obtained from a Freedom of Information request showed only a minority of transfers flagged as potential scams are genuinely high risk.

A young person disabled before entering the workforce could retire with a pension pot more than £245,327 smaller than their non-disabled peers

Taking tax-free cash has become a “no brainer” but at what cost?

PensionBee calls for reform: after Commission finds just 1 in 25 wholly self-employed are saving for retirement

One of the most controversial pension tax changes in recent years has moved a step closer, with HMRC publishing a technical note this week on how pensions will fall within inheritance tax rules from April 2027.

Millions of pension savers born between 6 April 1971 and 5 April 1973 could face an unexpected two year wait to access their pension savings unless they act before 6 April 2028, according to PensionBee.

A Freedom of Information request submitted to HMRC has revealed that self-employed workers on the lowest incomes are significantly more likely to miss the Self Assessment filing deadline than higher earners. Those below the basic rate tax threshold are filing late at nearly double the rate of higher and additional rate taxpayers.

The Bank of England has voted by a majority 8 - 1 to maintain the bank rate at 3.75%, defying mounting inflationary pressures driven by the oil price hitting new highs.

PensionBee has launched a new calculator showing how much people lose by missing out on workplace pension contributions via auto-enrolment, with “invisible workers” hit hardest, from the self-employed and gig workers to part-time earners and those taking career breaks.

As millions receive their first payslips with the National Living Wage increase, PensionBee urges diverting the extra cash into their pension.

PensionBee comments on the government's rejection of Lords amendments to the Pension Schemes Bill.

PensionBee sets out the four key reasons behind pension transfers stalling in some corners of the industry - and what needs to change to fix this.

PensionBee has welcomed the FCA's move to introduce regulation for Environmental, Social and Governance (ESG) ratings providers.

Wage growth was down to its lowest level for five years at 3.8 per cent at the beginning of 2026, while unemployment persisted near its five-year high of 5.2 per cent in the three months to January 2026, according to official data published this morning.

Savers are being urged to look beyond ISAs and not forget the importance of pensions - one of the most tax-efficient ways to build long-term wealth.

The agreement marks a significant dual-team partnership, underlining a shared commitment to long-term performance, planning and security, both on and off the pitch.

New data reveals the worst pension providers and administrators are taking 18 times longer to transfer retirement savings than the best, as PensionBee renews its call for Government legislation to encourage fast, digital transfers fit for the 21st century.

Houmous is now part of the UK’s official measure of inflation. The popular chickpea dip has been added to the annual “basket of goods” compiled by the Office for National Statistics (ONS), highlighting how Britain’s spending habits - and everyday diets - are changing as supermarkets expand their ranges and consumer tastes evolve.

PensionBee responds to the latest figures from the Office for National Statistics, revealing public sector workers remain ahead on participation and contributions in workplace pensions, while men continue to be more likely to contribute through work schemes than women.

Almost nine in ten Brits (88%) do not know the rate of tax relief they receive on pension contributions

Despite oil prices easing and stock markets rebounding, the fallout from escalating tensions in the Middle East continues to filter through to global economies. PensionBee evaluates five ways the latest escalation could impact your personal finances and pension.

Nearly two-thirds (62%) of self-employed women fail to calculate how maternity leave could affect their long-term retirement savings, according to new research from PensionBee.

Plans that encourage ‘crystal-ball gazing’ in regulatory proposals to create ‘Value for Money’ pension comparisons could financially harm savers and encourage excessive risk-taking by pension schemes.

Ahead of the Spring Statement, PensionBee is warning that further adjustments to pension policy would only add to saver uncertainty, urging the Government instead to commit to long-term stability.

Women paid more into their pensions than men in January 2026, for only the second time in PensionBee’s history. Female customers contributed 104% of the amount men contributed, despite accounting for only 42% of total customers.

Pension savers are increasingly relying on AI rather than financial guidance and advice websites to kickstart their retirement planning, according to data analysed by PensionBee, a leading online pension provider.

PensionBee's latest research reveals that a lack of clarity about how pensions work, rather than a lack of willingness to save, is one of the biggest barriers preventing self-employed people from building retirement savings.

PensionBee comments on new data from the Office for National Statistics (ONS) showing that the number of years which can be expected to be spent in good health has fallen.

With the number of women in self-employment in the last quarter of 2025 being the highest recorded since mid-2020, Pensionbee comments on what the self-employed need to be wary of when it comes to saving for retirement.

PensionBee has today called on the Financial Conduct Authority (FCA) to ensure that proposed reforms to pension transfers apply across the entire UK pensions market - warning that anything less would entrench a two-tier system and fail consumers

With the gold price at a record high and mounting concerns growing over stock market concentration and volatility, PensionBee offers three key considerations if you’re thinking about adding the yellow metal to your pension.

Proposed changes to the Lifetime ISA (LISA) may simplify support for first-time buyers - but risk abandoning thousands of savers who have used the LISA to save or supplement their retirement, PensionBee warns.

PensionBee has welcomed a formal response from the UK Government to its parliamentary petition calling for a 10-day pension switch guarantee, after more than 16,500 savers from all 650 UK constituencies added their names to the campaign.

Missing the Self-Assessment deadline not only risks a penalty for late filing but could cost individuals hundreds, if not thousands, of pounds in unclaimed tax relief.

Oliver Wyman London office staff vote PensionBee as their favourite fintech startup in the Fintech Programme.

New research from PensionBee reveals that while most self-employed workers are actively engaging with pensions, widespread participation is masking a deeper issue.

PensionBee has warned that millions of people in the UK are heading towards retirement incomes far below what is commonly understood to be adequate, in its response to the All-Party Parliamentary Group (APPG) call for evidence on Income in Retirement.

Despite good intentions at the start of the new year, most Brits are still putting off pension action

PensionBee is warning that this is the final opportunity for savers to add their names to a petition calling for legislation on pension transfer times

PensionBee, an innovative young company, has unveiled a service that helps customers to find their old pensions and combine them into a single, online plan.

Women face a huge dilemma between retirement saving and raising children, according to data collected by PensionBee.

New analysis conducted on behalf of PensionBee, reveals that nearly one in five (19%) UK adults feel they've probably lost a pension pot.

PensionBee wins the award for ‘Diversity and Inclusion Champion’ at the Computing Tech Marketing & Innovation Awards.

Some pension savers could wear capes, according to new analysis from PensionBee, which has identified the emergence of ‘super savers’.

PensionBee Director (VP) of Public Affairs, Becky O'Connor, responds to the announcement that the Chancellor is set to introduce a pension 'pot for life' in the Autumn Statement.

Latest statistics highlight the need to support those outside auto-enrolment.

New research from PensionBee finds that almost a third of savers believe that it doesn’t matter whether they inform their pension provider(s) of a change of address.

New research from PensionBee finds that 63% of UK workers are currently thinking about or in the process of changing their job, in what has been dubbed the ‘Great Resignation’.

New data released by PensionBee shows that of retirement age savers think it's essential they can see how much their provider is charging them when they log in to the Pensions Dashboards.

New research from PensionBee finds that of savers, who have previously tried to change pension providers, feel it was so difficult that they would not attempt another transfer.

New analysis from PensionBee reveals that while young savers have on average saved much less for retirement so far, they have consolidated as many pensions as older savers.

Economic modelling from PensionBee reveals that the gender pension gap could be closed if men and women were to work the same number of paid hours at equal pay.

New analysis from PensionBee reveals that many women could lose out on as much as £225,000 in pension savings, should they retire at the same time as their male partner.

Women are more likely to experience powerlessness over pension savings than men.

A study by PensionBee and The Open University has uncovered a striking ‘legacy gap’ between gay and straight men.

PensionBee has discovered a clear pension gender gap across the UK, which varies depending on region and a saver’s age.

As the Autumn Statement approaches, PensionBee shares its thoughts on suspected changes to pension policy.

PensionBee explores what the FCA's new approach to consumer finance regualtion, the Consumer Duty, means for consumers.

After Rachel Reeves’s pre-Budget speech, major changes to Britain’s housing market are in sight.

PensionBee is pleased to announce that it has achieved Assets under Administration of over £5 billion, reaching 250,000 Invested Customers in June 2024.

Analysis by PensionBee has found that the UK’s highest earners left £1.3 billion of unclaimed pension tax relief to the taxman between 2016/17 and 2020/21.

New research by PensionBee reveals a lack of clear consensus among Brits on the definition of ‘old’ age, suggesting that the adage: ‘you are as old as you feel’, could be true.

PensionBee Group plc today provides an update on its proposed expansion into the United States of America.

New analysis of more than 240,000 PensionBee customers reveals a 16% rise in average pension pot sizes across the UK, while the gender pension gap persists.

Analysis from PensionBee has found that over 1.5 million of the nation’s highest earners failed to claim an estimated £810m in tax relief in 2018/19, totalling around £2.5bn between 2016/17 and 2018/19.